Made with Kleap
BANCOOS
AI-NATIVE  Β·  FINANCE-FIRST  Β·  VIETNAM READY

The Finance Operating System for Vietnam.

AI-powered invoice processing, procurement, approvals, payments, compliance and cash flow, unified into one intelligent platform.

SOC 2 Ready
ISO 27001
PDPD / Decree 13
Invoices
2,489
β–² 18.8% vs last month
Matched
98.3%
β–² 6.7% vs last month
Exceptions
47
β–Ό 21.4% vs last month
Cash 7D
12.45BVND
β–² 8.1% vs last week
AP Cash Flow Forecast
Exceptions
Capture
Match
Comply
Approve
Pay & Plan
Trusted by finance teams across Vietnam
Anphabe
Jollibee
viettel
NHẬT TÍN
WinCommerce
TSG
HOA PHAT
& more

The Problem

  • βœ• Manual invoice processing
  • βœ• High mismatch & exceptions
  • βœ• Complex approvals
  • βœ• Compliance risks
  • βœ• Cash flow uncertainty
OS
✦
+
+
✦

The Solution

BancoOS automates and connects every step of your procure-to-pay process with AI.

  • βœ“ AI-Native Automation
  • βœ“ End-to-End Visibility
  • βœ“ Built for Vietnam Compliance
  • βœ“ Real-time Cash Flow Intelligence

The Five Pillars of BancoOS

Capture

Capture

Invoices arrive any way and self-route.

Match

Match

AI 3-way matching reconciles every line.

Control

Control

Policies, approvals and immutable audit.

Comply

Comply

Built for Vietnam GDT e-invoice compliance.

Pay & Plan

Pay & Plan

Payments, reconciliation and cash-flow forecasting.

From invoice to cash flow, automatically.

πŸ“§
β†’
πŸ“„
β†’
πŸ”—
β†’
πŸ€–
β†’
βœ“
β†’
πŸ’³
β†’
πŸ“Š

AI Copilot that acts
like your best analyst.

  • βœ“ Explains exceptions
  • βœ“ Recommends actions
  • βœ“ Drafts disputes
  • βœ“ Links the right PO
  • βœ“ Suggests approvals
✦ AI Copilot

Price variance on Item A exceeds tolerance.

πŸ“Š Variance: +15% (120,000 vs 100,000 VND)

Recommended action:

Request revised invoice from supplier.

Confidence
95%
Evidence
πŸ“„ PO-12345
πŸ“¦ GRN-8891
Policy

Price tolerance ≀ 10%

History

3 similar cases resolved

Connect to your
ecosystem

Pre-built, resilient connectors that just work.

View all integrations β†’
ERPE-InvoiceBankingRegistrySSO
MISA
Microsoft Dynamics 365
GDT
BIDV

Simple, transparent pricing

Choose the plan that fits your business.

Starter
β‚«2.9M/month
500 invoices/mo
  • β€’ Unlimited users
  • β€’ AI Capture
  • β€’ Basic Matching
Most Popular
Growth
β‚«7.9M/month
3,000 invoices/mo
  • β€’ Everything in Starter
  • β€’ AI Copilot
  • β€’ MISA & BC Integration
Business
β‚«15M/month
10,000 invoices/mo
  • β€’ Everything in Growth
  • β€’ Multi-entity
  • β€’ Multiple Banks
Enterprise
Custom
Unlimited invoices
  • β€’ Everything in Business
  • β€’ Dedicated Support
  • β€’ Private Deployment

Ready to unify your finance OS?

See BancoOS in action with a 15-min demo tailored to your finance workflow.